Kari Gray – Big Changes Coming Soon To The Health Insurance Industry With The Advent Of This Holistic & Alternative Health Insurance Program – Extreme Health Radio

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Kari Gray – Big Changes Coming Soon To The Health Insurance Industry With The Advent Of This Holistic & Alternative Health Insurance Program

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Today we had an amazing discussion with Kari Gray.

After doing this interview with Kari Gray of MyGreenSurance.com my mind has been reeling thinking of the possibilities. This is huge in terms of really helping people dealing with chronic, degenerative disease.

We got into Kari’s story with her cancer diagnosis at the age of 27 and how she used natural treatments to overcome her illness.

Then after that we talked about how this alternative health insurance program really works. It was quite a fascinating discussion and we hope we asked all the relevant questions that you would have asked if you were speaking with her.

I for one am very excited about the fact that it’s Obama Care compliant as well as the fact that it’s 100% coverage with none of the 80/20 or 70/30 business with premiums and deductibles that need to be met each year.

There is a yearly membership fee but that’s simply to create a private community of people to take proactive care of their health and healing.

We hope you enjoy this interview with Kari Gray and if you do please pass it on to your friends using the social media links at the top of this post.

Kate and I would be so grateful and so would Kari as well.

Thanks for reading and we hope you enjoy the show!

We talk about the following subjects and much more!

  • Whether or not this model is Obama Care compliant
  • Who’s eligible for the insurance plans
  • Whether emergency room visits, home births and blood tests are covered
  • If the premiums will ever go up
  • The percentage of coverage the plan allows for
  • What alternative treatments are currently covered
  • Whether people can keep their existing medical health insurance plans
  • Her story of how she got involved in alternative healing
  • And so much more!
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Show Date: Thursday 11/21/2013
Show Guest: Kari Gray
Guest Info: Kari Gray is the CEO and co-founder of GreenSurance which is the first ever company to offer a holistic, natural and alternative treatment program for people suffering from catostrophic disease.

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Topic: Stress, anxiety, fear, emotions
Guest Website(s): http://www.mygreensurance.com/

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Podcast Transcript:

Intro: Broadcasting live four day a week worldwide. From the sunny beaches of Southern California. This is ExtremeHealthRadio.com

Ty: Hey, you’re listening to Ty Bollinger of Cancer Truth.net. You’re also listening to Justin and Kate with Extreme Health Radio. These guys are great. Enjoy listening to them. I always do.

Justin: Well, every time we start a show I always like to give a weather report. How the weather is here in Southern California, and for some reason, I think today we’re going to be outshined.

Kate: Do you, because of our guests?

Justin: Our guest, Kari, is in Maui right now.

Kate: Yeah, she might one up, huh?

Justin: I think she’s going to one up us, for sure. Oh, man. So thank you so much everybody for joining us on this edition of Extreme Health Radio. We’re really honored that you are here today with us and we’ve got a great show. We’re going to be talking about holistic health insurance, if you can believe that, 2013, finally. This is something that’s a huge deal, especially with Obamacare. We’ll be talking all about all of these kinds of topics regarding health insurance. If you want to call it the traditional model health insurance, rather than sick insurance.

Kate: Right.

Justin: So thank you for joining us and my name is Justin and that is my wife, Kate.

Kate: Hello, everyone

Justin: And we’re broadcasting worldwide from Southern California and over 153 countries. Pretty cool, pretty exciting.

Kate: Yeah.

Justin: And if you’d like to follow what we’re doing, we’d love to have you join us on Facebook. You can join the community and keep up- to- date with our shows and follow everything we have going on, on there. All you have to do is go to Extreme Health Radio dot com/Facebook and you can click ‘Like’ button and follow us there. Today is what, Monday…?

Kate: November 25th.

Justin: November 25th.

Kate: 2013.

Justin: 2013 and this is Episode #184, so if Kari mentions any links or anything you can catch those on Extreme Health Radio dot com/184. And there are many different ways to join the show. If you’d like to join us, we are now live, broadcasting live so you can go to Extreme Health Radio dot com/live and you can join the chat room there and ask your question and listen live, as the show’s happening or you could send us a voicemail. If you go to Extreme Health Radio dot com/voicemail, you can click the button there and record one right from your computer or you can send an email to Justin@extremehealthradio.com.

Kate: Or Kate@extremehealthradio.com.

Justin: And if you’d like to support our work during this holiday season or anytime really and you make purchases on Amazon, we’d love to have you do that. Many of you guys are buying your gifts from Amazon through our link, so it’s really, really helpful to do that. We’re so grateful for that. If you want to go to Extreme Health Radio dot com/Amazon, you can click that link and bookmark it and use it every time you make a purchase and that will help keep the shows free for everybody. And looks like tomorrow-no, not tomorrow. Wednesday we have Dr. Patrick Vickers. He’s from The Gerson Treatment dot com and we’ll be talking all about poop.

Kate: That’s right. We will.

Justin: We’ll be talking about coffee enemas and his work with cancer.

Kate: Oh, yeah.

Justin: So that’ll be a great show, Dr. Patrick Vickers. And then we have Part Two of our show series on sleep with Sydney Ross Singer and I think he’s in Hawaii, too. Isn’t he?

Kate: He is, quite a few Hawaiians.

Justin: Yeah, I think he’s in Maui, right?

Kate: I think he is Maui, yeah.

Justin: Yeah, Sydney Ross Singer and we’ll be talking about sleep and we did Part One with him, which was fascinating, so that’ll be a great show with him. And we’re going to be talking about all kinds of unique ideas relating to sleep.

Kate: Yeah, he’s been a popular show ’cause it’s such an interesting-he just spins it in a whole new way that’s for sure.

Justin: Yeah, yeah he’s really, really good. But today we have Kari Gray and her website. This is really fascinating stuff. It’s My Green-Surance dot com and she’s the CEO and Founder of this really unique model for health insurance that I think is very, very fascinating and she’s put together this whole movement here at My Green-Surance dot com. So thank you, Kari, for being on the show today.

Kate: Did we lose here.

Justin: We lost her.

Kate: Oh, no.

Justin: Let’s see. Kari, I think we lost you. Are you there now? Nope.

Kate: Oh, no.

Justin: Skype’s telling me there’s a problem with the internet connection between you two. Hold on while we try to get the call back.

Kate: Do you want me to sing and dance; ta-da?

Kari: Thank you for having me.

Justin: Oh, yeah. Sorry about the connection problems. I’m not sure what happened there.

Kari: I’m not either.

Kate: We were laughing. That may mean the powers that be don’t want this information out.

Kari: Oh, you know there might be something to that.

Justin: Yeah, yeah.

Kate: It happens at the strangest times.

Justin: It does happen at the strangest times. So were you able to catch the intro to the show?

Kari: Actually, I did not. I’m sorry. I had to reconnect with you.

Justin: Okay, no problem at all. So your website is My Green- Surance.com and is this a brand new thing that you’re putting together now? Is it relatively new or have you been working on this for a long time.

Kari: Well, you know it’s a kind of a yes/no answer or maybe I’ll say yes/yes answer. Because actually the project itself I’ve been working on to close to a year, but actually the journey that got to the project has been probably at least 20-plus years in the making. So it’s really been a long process and it’s actually a labor of love I would say. So yeah, that would be my long answer.

Justin: Wow, that’s so fascinating. So how did you get started with this kind of model? I mean first of all, how did you get started understanding really, the benefits of alternative medicine to begin with?

Kari: Yeah, well that’s really kind of how this actually happened to begin with, is it’s interesting how sometimes when a person has to face their own mortality, sometimes it’s like you have to almost die in order to start living. Well, that’s really kind of what happened to me. You know I was 27-years-old. I had three little kids. I was a businesswoman. I was very aggressive and very active in business and whatnot. And I just very simply went to the doctor one day for a physical.

You know just kind of a normal thing and well I didn’t realize what was going to happen. In fact, it kind of like turned my life, not only upside down, but nearly-I wound up almost losing it. What happened was I got my doctor to call me back in the office after the routine physical, very concerned and then, basically through very medical terms explained that, not only did I have liver cancer, but that I had no chance of surviving it because it was so advanced and was told to basically go home and die. Get my affairs together.

Justin: Did you have any symptoms before that or no?

Kari: No, and that was the part-I mean I had just happened to go for a physical. I hadn’t had one for many, many years and I just thought you know I probably should have one. Anyways and so, there was no preparation to that whatsoever. So I’m sure not the only person. I know a lot of people have similar stories that cancer would kind of come out of it seems like nowhere. Obviously, it had been a long time in the making, but I just didn’t recognize it.

But no, I was very healthy and I had no symptoms of anything. So really what happened at that point was-first, I was devastated and then, I began to look at my children and cry because obviously, they were little and they didn’t understand. And I didn’t know how to stop what was going to happen, and I didn’t want to leave them. So I really spent some soul searching days and then I just realized first of all that by going to the doctor because I did go for a second opinion, as they say.

I realized that once that happened that, not only having more bad news was not helping the situation, so I decided to start being more proactive and really kind of the doing the leaving no stone unturned. So I just started researching and when I started researching, well lo and behold, I started to discover-and I really had no idea what I was at the time-alternative therapies and well, that led me to a practitioner who came highly recommended and well, for the third time, she confirmed what the other two medical diagnoses were.

Justin: So…?

Kari: I’m sorry, what did you say?

Justin: No, no so at 27 years old that’s really an interesting thing to be able to have the wherewithal to search for alternative therapies in the midst of such a grave diagnosis like that.

Kate: Crisis, yeah.

Kari: Right, right. Well, I don’t take credit for it. I actually have to say that I was praying for some wisdom to know what to do and that’s where it came to me that I needed to not just accept what I was told as the answer and to really start looking, you know? And well, that’s what I did and so I went to this practitioner and like I say, she had confirmed for the third time. But for the first time, she really only actually gave me glimmer of hope. She said that time was of the essence. Since I was young there was a strong chance that I would recover if I was 100% dedicated.

And so that’s what I just decided I had nothing else to lose. The thing that she warned me about that I just could hardly believe, but she was right, again, which was she said, “You know it’s going to be expensive and you’re going to have to be very aggressive about this,” she said. “But it’s not going to be covered by your health insurance.” I just thought “What? How can that be?” I didn’t understand at the time. Well, sure enough I paid for everything out of pocket and then I took all those receipts and submitted it to my insurance company and well, just as she said, there was no coverage.

In fact, it was denied and it was interesting, the letter that I got. Because it stated that it was unproven treatment and that is was outside of the coverage. So I just thought, “Wow, this is- I’m not going to be able to pay premiums in my grave.” You know from my grave, I don’t understand why if I have no medical options, why they’re not covering this. Well, you know years later I came to understand what all had really happened.

Justin: It’s interesting when you finally come to the realization that this whole cancer thing is just a big business, really. You know?

Kari: Yes, yes, absolutely. Yeah, so I spent eight months and I was really dedicated to in my wellness and actually, I had my whole family- it’s kind of a life change. You know when a person goes from the mindset of doing what you want, eating what you want, and living how you want to really thinking about how those actions can have an adverse effect, it really changes not only your life and your lifestyle, but it changes all those who you live with and really kind of the support network that you need.

And so basically that’s what our family did, we changed everything about the way we did things and eight months later I happened to decide I needed to go to the doctor and see if I was making any progress. Now it was interesting what happened at this point, because I went in first of all, the doctor couldn’t believe I was still alive, because she’d already given me the sure death diagnosis.

Justin: Right.

Kari: But what was worse was what I found out, which is [inaudible 00:12:29].

Justin: Hey, Kari.

Kari: Of course, then I spent another few days while I was waiting for those new tests to come back.

Justin: Hey, Kari, are you-can you hear us still?

Kari: Yes.

Justin: I’m so sorry, but can we try to call your landline. Can you send that to me through Skype because you’re really cutting out and I think it has to do with the connection on Skype, so no big deal but if we could just get your landline and perhaps call you that way? Would that work for you?

Kari: Yeah, let me make sure it’s hooked up, okay?

Justin: Okay, excellent. Thank you. Okay so the doctor said that you were-or she was actually surprised that you’re still alive right?

Kari: Yes, absolutely. Yeah, that was kind of the real feeling actually to have someone surprised you’re still alive. That didn’t set well. But anyway, there I was. But the part that bothered more than anything was just the fact that it was her attitude when I tried to explain to her why I was still alive and what I had been doing since she saw me last and it was this. It was the palm in my face with I don’t want to know what you’ve been doing.

Kate: Wow.

Kari: And it really was perplexing. I thought “Wait a minute. You’re a healthcare professional? I’m defying the odds of what you just told me was going to happen to me and you don’t want to know?” I mean it just doesn’t make good sense, you know. I mean and this was years ago. I mean I’m sure the medical community I know has come a long way in that close-minded approach, but it really just told me a significant undercurrent, which is the fact that holistic or alternative healthcare has been viewed as really-in the medical community at least-has been viewed as kind of a farce, right?

Justin: Right.

Kari: So anyway she said, “You know I don’t want to hear it. I don’t want to know what you’ve been doing,” as if like what I’m doing was illegal. That’s what it made me feel like so anyway. So she said, “We’re going to run new tests.” So I was like, “Okay.” Then she had me come back a few days later, which I must say that I spent a few days very-had a lot of anxiety all over again. I didn’t really know if the ball was going to drop again, but anyways, I took my chances. Well, when she came she wouldn’t even look at me. Now this is, really if you can get this picture, she walks in.

She’s got my chart. She will not make eye contact with me and I start to kind of talk to her again about what I’d been doing and she again, “I don’t want to hear. I don’t want to know what you’ve been doing.” She says this to me again, and then finally after we just sat there in silence for a while she looks up and she says again, “I don’t want to know what you’ve been doing, but I will tell you this. I saw what your charts looked like and I see what they look like now and the liver does not do this by itself. So whatever you’ve been doing does work. You are cancer free.”

Justin: Oh, my God.

Kate: Oh my, gosh.

Kari: Yeah, what a bomb, right?

Justin: Right.

Kari: I was like, “What?” I couldn’t even believe it, but again, she still wouldn’t even let me explain to her what I had been doing. So you know it really kind of just at that moment, you know how you have those lifesaving moments though, this definitely shifted my focus from going to the doctor and doing the medical approach as the way to healthcare into starting to assume responsibility to get knowledge and information and to start making educated decisions about how to maintain my health. Well, you know it was a life change. I mean how many people get a second chance at life, right?

So it’s one thing that you never walk away from and forget and it’s something that will honestly change you in ways for the better. So sometimes it’s like you never start to living to you actually almost start dying and so really that’s kind of the takeaway from all of this. I’m sorry, go ahead.

Justin: I’m sorry. When you walked away from that were you more frustrated at the current medical paradigm or were you thinking to yourself, “Okay, this is a huge opportunity for me to change things”?

Kari: No, actually no, not whatsoever. I was more disgusted with the medical approach-its close-mindedness. I was confused about the situation because I’m very much of a solution kind of person. I like to find solutions to things. In fact, for many years I called myself a problem resolution specialist because that’s what moms do, right? [Inaudible 00:17:07]. So that was what I thought I was. Well, eventually, over time, I guess that’s what I became.

But basically at this point, I really didn’t know what to do. But the one thing that I knew that I was going to do was, was I was going to find health insurance that gave me the healthcare treatment that I wanted. I thought that would be the thing I would do, seemed logical. You know I had health insurance. I paid premiums and then I was paying thousands of dollars for my alternative care and terminal illness, well, because my healthcare insurance didn’t pay for that.

So it would seem that that would be the logical financial decision that a business person would make. And this again, is where the paradigm kind of like came to the fore which is not only did I recognize that the health insurance that I had perpetuates the problem when people don’t get choices in their healthcare coverage, but obviously it has only worsened over time, right?

Justin: Right.

Kari: Then add to that that paradox with the fact that health insurance is really one of those things that it doesn’t really promote health. It was like this isn’t healthy, especially when you’re talking about terminal illness and you’re talking about toxic treatments. You know that’s really kind of all the things that are real hard to understand what really happens in serious, catastrophic illness they call it.

Well, anyways, so I spent decades literally searching what I thought was the solution. I just wanted alternative treatment coverage and well, you know it doesn’t exist and every place I looked, everyone I spoke to, everybody I talked to in the circle of people that are into healthcare and healthy and healing and holistic mindsets. I found the same frustration that I personally had when just everybody would say to me when I would ask these questions was “If you ever find it, please let me know, because I’ve been looking for it for years, also.” So again, I still didn’t recognize where this path was going to take me, but anyways that’s kind of how the history of where I came from, so just so you kind of get the background.

Kate: Yeah.

Justin: Well, that’s a great place to take a break, ’cause I’ve got a ton of questions, so this is really good information.

Kate: Yeah.

Justin: What a great thing to have someone who’s starting holistic healthcare model like this having the background that you do and this is just really, really good information and I’m hoping that this takes fire and people start to wake up and notice and start to jump on board this thing. Because I think this model, I think it’s going to happen one way or the other and I think it’s going to start becoming more and more popular.

Kate: I think there’s a need. There’s a huge need, like Kari was saying.

Justin: Huge.

Kate: I mean her illness has not been wasted and so many other people are either in the same boat or just we’re all aligning more in our journeys.

Justin: Yeah, so stay tuned. We’ve got tons more questions with Kari Gray and her website is My Green-Surance dot com and this is really fascinating stuff and we’ll be right back right after this break.


Justin: Kate and I have had our sauna for about a year now, I’d say. When we first got it from Phil Wilson and it’s an incredible machine. We use ours about every, single day. Kate sits in it about 20 minutes and I sit in there for about a half hour, usually watch a documentary and it’s extremely relaxing. It’s a really, really incredible machine and if you go to extremehealthradio.com/sauna you can learn all about it.

We did an entire hour interview with Phil Wilson. You can check that out. You can look at the pictures of us with it. You can watch videos on that page. It helps you to sleep really, really well. You can lose a lot of weight with it. You can burn, I think, around 600 calories in about 20 minutes or so. It improves your skin, increases circulation all over the body and circulation is critical for your health.

You can prevent and reverse diseases with it. If you have a cold or flu, it’s incredible. It heats you down to the core. It heats four to six inches inside your body, so it’s really incredible and a lot of people use it for cancer, as well. So if you have any kind of incurable “disease” you can use it for that. And Dr. Sayad [phonetic] is the foremost authority on detoxification.

Dr. Sayad: How do I detoxify from plastics? I mean you guys are using a sauna and what does a sauna for us? A sauna’s great, but it’s moving a number of different toxins. Remember we talked about the mice that if you put PCBs in there, then made the mercury all that much worse and sweating moves out a lot of plastics, volatiles, fat- based toxins. It’s really good at moving those out, sweating those out. So that’s how you’re getting those out, and those are contributing to this synergistic soup inside the body, and so that’s why they’re good is they are taking out a bunch of the different things in the soup.

Justin: And Daniel Vitalis, one of our favorite guests, what do you have to say about this sauna?

Daniel: When you go into the sauna, like a Far Infrared Sauna, like you discuss, your body goes into a deep relaxation mode and your sympathetic nervous systems shuts down and your parasympathetic nervous system turns on and when that’s active, that’s the part of your nervous that’s active when you meditate. That becomes active and your detoxification pathways open up wide. Why is this important? It’s important because when you go running and you sweat, you’re not necessarily eliminating very much toxicity from your body.

But when you sweat in the sauna, you eliminate a lot of toxicity from your body. So sweating in a relaxed state is how we eliminate. The other thing is that what’s wonderful about the sauna is that it puts you in a parasympathetic nervous system response, like as if you were meditative, so it’s almost a hack. It’s like a trick to get yourself into a meditative relaxed state to decompress stress, to reverse the effects of stress and to get your body eliminating deep, deep toxicity that’s stored in your body fat because it can come out in the oils of your skin.

So I think a sauna is one of the most crucial detoxification- really health practices that we could take on, especially in this era of heavy toxicity, particularly fat soluble toxins.

Justin: This sauna is really, really great. They offer payment plans because if you buy it through PayPal it’s 100% secure. You don’t even need a PayPal account. I think you could do a payment plan through PayPal. It’s got low EMF, electromagnetic fields coming off of it. It’s portable, so that means you don’t have to knock down a wall in your house. You can just move it from room-to- room. It sets up in about two to five minutes. It’s super easy to clean.

All you’ve got to do is wipe it down when you’re done and wipe the neck down and it produces energy and heat inside, very, very evenly throughout the whole machine.

All you have to do is sit in there for about 15 minutes a day and the great thing I like about it too is it requires zero preheating. So you turn it on and you’re starting to get warm and you’re starting to detoxify with that Far Infrared light, almost immediately, so it’s really great. It comes with a one- year warranty. It’s about $990 plus $25 shipping and that’s really, really a good deal because if you look at most of the regular saunas out there, they are in the $2, 000 to 4,000 range, so this is a really, really good deal. So check it out extremehealthradio.com/sauna.

Intro: One hundred percent listener supported. Extreme Health Radio, opening minds and transforming lives, worldwide. Don’t forget to join our thriving community for health tips, inspiration, and show updates at extremehealthradio.com/Facebook.


Justin: Well, I’m a little bit out of breath there. I just got off the [inaudible 00:25:25], a little bit out of breath during the break.

Kate: Good for you. Not a minute wasted.

Justin: Hopefully, you guys are enjoying this show and I just think it’s going to be a huge, huge thing for people to have this holistic healthcare. I just think it’s time.

Kate: It’s time.

Justin: It’s time and by the way, as far as the sauna goes, if you guys have any questions about it or if you want to ask me anything you can about it, feel free. I’d love to answer any questions you have about that sauna. It’s a really, really great machine and don’t forget, as the lady said, to follow us on Facebook. We’d love to have you join us on there and follow our shows and keep up-to-date with all of our amazing guests that we have on and so don’t forget to do that. Kate, you were mentioning something about the health insurance and some of your clients weren’t you?

Kate: Yeah, Kari you’re still there, by the way, right?

Kari: I am.

Kate: Oh, great. I know we’re so happy to have a good connection. I was thinking during the break. You know I’m a hairstylist and I have had clients over the years that have had these you know similar diagnoses unfortunately to what you had had at the time. But the closest thing that I’ve seen to people being able to afford these alternatives treatments-the ones that are even interested in it-is they have fundraisers and you know try to get close to raising the amount of money that they need.

Kari: Right.

Kate: And sometimes they fall short, sometimes they get very blessed and are able to do that, but from what I’ve been checking out on your website, I kind of want to go over a little bit about what the model looks like. Because it seems to be a very affordable thing and an option for people and it’s super exciting. Do you want to go into that a little bit?

Kari: Right yeah, absolutely. You know basically when-drawing from my own personal experience. I’ll go back to that just for a minute, just to illustrate.

Kate: Yeah.

Kari: I happen to have a business that gave me the financial wherewithal to be ill while I entered into the treatment and pay for all of that at the same time, including health insurance. Most people statistically though, because really the hones truth is most people as we know-it’s a tough economy-a lot of people are just trying to survive right now.

Kate: Yeah.

Kari: And really what happens is, is that the first thing that a person loses is their ability to work. I mean when you think about it especially most people have some kind of a health decline which is how they get these diagnoses to begin with. So it’s been a progression of illness and then all of a sudden he’s got the terminal diagnosis.

Kate: Right.

Kari: So the first thing that happens to people is that they lose their ability to make the same amount of money, okay? Now the paradox comes in as when people have-they first of all lose their ability to work. Now if they have disability-sometimes you have it through work, right? Well, those usually take about three months to get. Okay, if you go to social security that can take even months longer. Now you see the problem, first of all is that you’ve got all these months of no income, yet the bills don’t stop when the income does, right?

Kate: Right, right.

Kari: So that’s the first thing that sets people behind. Then you add to that the fact that when people do get some kind of a disability income it’s reduced by a third. So the people that were barely surviving maybe, or were surviving well, whichever but the point is when people are living according to the means that they have at the time, now that’s reduced by a third. That’s a significant impact. Now you have to add all of the costs for a holistic regime, which includes-and we all know that eating organically is more expensive. I mean eating cheap is always cheap, right?

Kate: Right.

Kari: So you see where kind of how this mixture comes into play and why really-and I spent many years as a financial consultant, so I’m coming from I’m going to step back now away from the story, and I’m just going to explain from a financial perspective why it’s smart money. It’s where prevention is always worth a pound of cure, as the old saying goes. But prevention is actually what this coverage is all about because again, let’s go back to the statistics. The statistics say that of the people right now of this generation, one in three will have a terminal illness in their life, okay?

And two of the three that use conventional healthcare will not survive five years. So if you look at that as a game of roulette, okay roulette is a one in five or one in six chance. You know Russian roulette? So healthcare, which is the paradigm here, actually causes more deaths than lives it saves and that’s the reason why people are thinking and are looking and are realizing that there’s got to be something better than what we have and we can get on that subject later.

Kate: Yeah.

Kari: But the point is what this coverage is, is it’s just like any kind of insurance. It’s the coverage that you have in place so that if or when something tragic happens, you’re not financially left destitute. Because one-and you guys know this-one situation always spirals into another. You can’t have a health crisis, and not have a compounding financial crisis. It just-that’s the way it works. So that’s what the coverage is for. It’s to help-it doesn’t prevent the disease from happening, but it prevents the financial crisis from happening that only compounds the stress which obviously we all know what stress is to a life that’s already in jeopardy.

Justin: So I see on your website you have a lot of connections with, like the Gerson Institute and the Budwig Protocol. Are you actively going around and communicating with other healing centers that you would continually add to the coverage?

Kari: Well, actually that’s a great question and the answer is, is that right now we have just been working on the preliminaries of getting all of our I’s dotted and our T’s crossed on the coverage. So really we haven’t reached out to anyone yet, just to let them know that this is available. But that’s a great question, and so you know, hopefully it’s going to be radio shows like this that’s going to help people to be proactive with their health and to realize that you can’t wait until it’s too late. You know you don’t tell your car insurance after you have an accident. So it’s not that we can help people that already have a terminal disease, but we could help people that tomorrow will have one if today they’re still healthy.

Justin: I see, okay. So if someone-so the idea is that if someone is healthy today and they end up getting a disease in the next couple months and they’re active with you today on their plan, they would go to a place like Gerson and they would be able to have the coverage for that through Green-Surance. Is that kind of the model?

Kari: That’s the model. You’ve got it, right.

Justin: Wow and so people will be able to pick from various healing modalities then?

Kari: Right.

Justin: And so what if people wanted to do some things on their own? Like what if they didn’t want to go anywhere, but they knew they wanted to do some emotional clearing or they wanted to do their own colon hydrotherapy sessions or something like that? Is this- does this work for them as well or how does that work?

Kari: Well, actually if you notice the tagline for our company is “We call this the voice for choice.” So choice is really what this is all about and choice is actually very empowering when you think about it. That’s the one thing that people haven’t gotten in standard healthcare. But that’s the one thing that this coverage enables a person to do, so the information on the website really kind of goes into detail and there’s actually a page.

I don’t know it might be 10-15-20 pages long and it’s called Alternative Choice and really it just helps a person to realize- and it does not exhaust all the options that are available- because when you’re talking about alternative treatments, yeah you can do anything from the clinic’s approach to the at-home approach. And yes, the coverage will include all of those and basically what we do is there will be-once a person is enrolled with the coverage and once they have a medical diagnosis-that activates actually the coverage.

And basically what happens is they receive a Visa card that’s like a prepaid Visa card and so every purchase that they choose to make, for every treatment or whoever they want to see, or whatever device they need whether it might be a Huron Press or it could be anything, right? But the point is that those are all pre-approved, so a person lets us know what it is that they want in the way of a purchase. We put that amount of coverage on the card and then they make those transactions. So yeah, anything that they need, that’s what this is about.

Justin: Wow, so it’s kind of a different model. So there’s none of this 80/20 stuff that you typically have with health insurance. Is that part of this or not?

Kari: I know isn’t that crazy?

Justin: Yeah.

Kari: So it’s a no-deductible and no co-pay coverage. It’s 100% coverage and yeah, there’s a lot to it. Yeah, you’re starting to get the picture now.

Justin: Wow.

Kate: Yeah, that’s really unbelievable. That’s pretty amazing.

Justin: So what happens if people are-getting off the chronic disease, like if someone has cancer or something like that, what happens if someone only has this model and they end up breaking their arm in a car crash or falling off a bike or that kind of thing?

Kari: Yeah, right. That’s a great question. And actually no, see the coverage doesn’t cover trauma. So a person if they want insurance for trauma they have to get a separate type of policy. We don’t do any kind of trauma coverage.

Justin: Well, that would make sense because why compete with a model that really does work, because the medical model is great for trauma.

Kate: Sure.

Kari: Right, absolutely. Yeah, trauma medicine is the bomb. I mean really what has been done and the advances of trauma medicine, my hat is off to anybody that does trauma medicine. I mean it’s wonderful, but it’s this terminal disease segment of the healthcare industry that really is kind of like, you know, the red-headed stepchild. I mean it’s the model that’s really-it needs to be dealt with differently and that’s really what alternative treatment is all about.

Justin: It’s so interesting because we were watching stuff recently and listening to things and I mean people really do have better results not doing anything, don’t they? Instead of doing chemotherapy or radiation and these kinds of things, don’t they?

Kari: Yeah, well you’re talking about taking a toxic treatment and you’re treating a toxic disease. How much can the immune system take? I mean that’s the reason why more people lose their life from the treatment aka the old adage, if the cause doesn’t kill you, the cure will. So while we say that, that’s really a sad reality and it’s something that because people are kept in a very intimidated state, which is why-you know knowledge is power, right? So because people have been kept in this state of ignorance, I mean it’s not really-we’re not ignorant, but that’s just the way we’ve been kept by the medical community it’s a big business and it’s a very, very profitable big business and it’s been designed as a system.

You know we call it the healthcare system, but if you step back and look at it that it is a system and it’s a system designed to exploit financial gain in the treatment of-when a person is nearly the most vulnerable that we are. I mean really when you think about it, it’s really wrong. I think it’s kind of like a violation of everything. We would never think of taking financial advantage of someone who was sick, but yet that’s what the healthcare system is doing. It’s exploiting people and it keeps them in a place-it tries to keep them in a place of symptom chasing in order to keep coffers full.

Justin: Yeah, they’re trying to really apply the catastrophic model to chronic long-term, degenerative diseases and they’re coming up with all kinds of fake markers, like cholesterol markers and they’re trying to develop these drugs to synthetically control these markers and as a result you have even more problems from people taking medication as a result of their high cholesterol. But this whole chronic degenerative disease thing really from your perspective, from the Green-Surance idea would be more solution- oriented rather than just getting rid of your symptoms, you know?

Kari: Right, absolutely. It’s about being responsible with the choices that you put in your mouth, really. I mean that’s what it’s coming down to. You know food is the most powerful drug that we all consume and every day, everything we eat, we have a choice to wellness. But there still is a chance, even when a person-and that’s what the coverage is so great about because sometimes people say, “Well, my insurance is – -I shop at Whole Foods” or “My insurance is I shop at the Farmer’s Market.” Well, that’s wonderful and it’s a model I follow myself. I eat organic almost every single thing I put in my mouth I try diligently to be organic in all my choices.

However, no matter how careful a person is the world that we live in is toxic and we all know it, right? So there is no guarantee that even eating holistically-or excuse me-eating organically can prevent disease from happening and that’s the reason why having a backup plan-and that’s really what we’re talking about-having a backup plan with the holistic coverage insures that even though you tried your best to do and eat right and live clean and made all of those right choices that even when something does happen, at least you have now the coverage that supports your choice in healthcare.

Justin: I love it.

Kari: That’s really what we’re talking about. If we’re talking about a symbiotic relationship of living clean and now having the healthcare that supports clean living and clean lifestyles.

Kate: That’s a fantastic model. I’m going to ask a question that I’m sure a lot of our listeners will want to know. Is this a global option for people or is this only a North America, United States-type situation?

Kari: Yeah, you’re going to love the answer, okay? The answer is you can go anywhere in the United States or anywhere across the globe and that is what the coverage offers. Isn’t that amazing?

Justin: Oh, that’s a great thing.

Kari: Yeah, so if a person likes the Gerson, they’re in Tijuana or the Hoxey, they’re in Tijuana, you’ve got Dr. Singh Oscine [phonetic 00:40:55] he was in Italy. I’m not sure where he’s going to be now and you’ve got the Boothby Clinic and this was Spain. So there you go. It’s global coverage and opens all the doors to your right to make a choice.

Kate: Now can people from any country sign up as well or is this US?

Kari: Now that’s a great question and currently right now the model is just for US citizens.

Kate: Okay.

Kari: Actually we are working at how to scale this so that anybody from any country can actually use the coverage, but we don’t have that- but like there are a lot of need in the United States for healthcare and because we’ve got this ACA, the Obamacare plan so the United States is actually is the one who needs the coverage more than anybody at this point. So that’s why our focus right now is the US market, but we’re actually trying to figure out how to scale it globally, yes.

Justin: Okay well this is good stuff. I want to talk to you about the Obamacare thing right after the break. We are with Kari Gray and her website, this is really, really interesting stuff and I’m sure you’re interested in this, its mygreen-surance.com. We’re going to be back with Kari right after this break.


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Ty: Over the commercial that you’re talking about One World Whey, I want to encourage anybody that’s listening go to their website. Go Justin and Kate’s website and buy the One World Whey. That’s something that we include every day in our diet, every lunch we have a One World Whey smoothies with Super Greens mixed in with it. It is fantastic. It’s the best protein you’re going to get and as I mentioned, it’s from grass-fed cows.

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Justin: All right, we’re having a great time here with Kari Gray with mygreen-surance.com. Make sure to check out that website and look for some changes coming in 2014 with that and Kari I wanted to ask you-during the break Kate and I were talking about-is this insurance currently live or is it still building up to a launch?

Kari: Yeah, basically-ah, that’s a great question. Thank you for asking. Actually what we have is kind of a Phase 1, Phase 2. Actually Green- Surance is going to be a coverage that’s actually available only to the Green-Surance member communities. So it’s a buying club, but basically that will host the membership and will host the coverage. So right now we’re in a membership drive and when we reach 30,000 members then we launch the coverage, okay?

Justin: Does it cost anything to become a member?

Kari: Actually yes. You have to understand, kind of like many other buying clubs like a Costco or any buying club, basically what the buying club does is-what the buying club’s models create is it creates the way for a company to prevent having to go to deep pocket investors who then-and in our model what we’re trying to do is we’re going to make sure that this coverage is always about people.

So by putting this community, by creating a community that will love and support and embrace and be passionate and we know that they’re out there that want this kind of coverage, that community is going to make sure by this membership that we all defer the cost of what it actually is going incur to get the coverage live.

And that’s the reason why we’ve got a target of 30,000 members initially. Obviously, we expect to grow into the millions, but the initial coverage for the initial launch is 30,000 members to get the products off the ground and once we reach that community drive, then sometime in 2014-and obviously it could be January 1st we reach 30,000 members or by December 31st. So it will be ready to go live at that point, yes.

Justin: Okay so people can sign up now to be a member?

Kari: Right, so the membership is now and that’s basically when you go to the website you’ll be able to see that you can become a member. So yeah, that’s still basically doing-there are actually a couple of different membership models that a person can choose also.

Justin: Okay excellent and I know a question a lot of people are wondering is this Obamacare compliant? We all know and have heard lots about the Obamacare thing so is this compliant with that?

Kari: Right, well Obamacare has been kind of like a Band-Aid on gangrene. I mean that’s what I look at it as. Because we’ve already got a healthcare system that’s basically overpriced and that is the number one cause of bankruptcy and now people 47 million people are uninsured for whatever reason. Now those 47 million people are being forced to buy healthcare coverage and because this is insurance, yes it is Obamacare compliant. So basically what this is this is the coverage for people who say I don’t want standard healthcare, but I want health insurance and that’s what this coverage is for. So if your choice in catastrophic illness is alternative then this is your coverage.

Justin: Okay so this is good. So this will work for that. That’s great.

Kate: That’s well put.

Justin: So now if people are wanting to sign up for this, they can go on to the website and click the enroll now button and they can sign up for one of a couple different models. What are the differences between the two models that you talked about?

Kari: Okay well that’s a great question and the answer is very simple. So you’ve got a basic membership and what the basic membership does is you pay an annual fee, okay and that gets you on the list by the coverage once we make the coverage live. The other model is for people who are excited and who recognize that this is significant, then there is a platinum membership and the platinum membership has a lot of benefits and one of them is there is an advertising model.

So basically we make you part of the company and for anybody who wants to recommend Green-Surance then what we do is when you become a platinum member then you get part of the advertising credit back and that advertising credit can pay for you premiums. It can pay for the cost of your membership. It can pay for-we’re going to create a store like a marketplace.

So it can for the things that will be on there also, so really it’s part of an amazing ability for people to leverage what they do for businesses that they love and are passionate about anyways and it just gives that extra wow, right, to making something like really rewarded all the way around. So it gives really positive energy off in every direction.

Justin: So now I see you also have the Green-Surance Platinum membership for a little bit more and what is that about?

Kari: Yeah, well the platinum membership actually what it does is it opens the door to-as the basic does-for the coverage. It opens the door to the community, because we’re going to have a forum that’s going to be there. So everybody can kind of network and connect and whatnot. It’ll have a marketplace, so that there’ll be tested-things that we’re going to be testing.

So anybody that wants to be part of the marketplace that has a product we’ll invite them to send it to us and we’ll test them and then those will be the things that we put in the marketplace. And then the other side of that is going to be the advertising model. So for instance, a platinum member who recommends coverage to other people who decide to become platinum members, $25 for every platinum member that enrolls sends you as they’re referral.

Justin: Interesting. Yeah, I mean Blue Cross doesn’t send me a check for $25 for people I recommend to them do they?

Kari: Right, exactly. That’s what I’m saying. You think about the businesses that you refer all the time and nobody says anything but maybe a thank you. But this is a great thank you. This is about you thank you.

Justin: So you’re going to have a store here as well that’s going to be filled with-what’s going to be in there, different holistic things for people-to help get healthier?

Kari: Yeah, it’ll actually be a number of things and you know I mean it could be anywhere from healthcare like skincare products that maybe are very organic to soaps and lotions that are chemical free that people are making out of oils and all those simple things. Yeah, any kind of supplements that is of a superior grade and quality to products. Things like blenders and mixers and juicers and all the apparatuses, the colonics, whatever a person needs. Those are going to be like I say first we test them to make sure that they are not just hype. That they are what they say they are and then once they’ve passed our testing then we put them in the market.

Justin: So can people tell like if they have access to the Gerson Therapy or let’s say they’re friends with people that work at the Budwig Protocol or different modalities and different healing centers like that, can people encourage those centers to sign up with you guys, or how do they contact you-the actual holistic healing centers themselves? How do they contact you?

Kari: Well, actually that’s a great question and on the website there is actually a link and it’s called Partners so any kind of a clinic or a practitioner or a retailer or a wholesaler, really the gamut is wide open, okay? For a business who wants to promote the holistic coverage, so yeah, there is a partner page and we encourage businesses to sign up there.

Justin: Interesting, okay. So also I was just wondering about the kind of different subject matter but if someone wants to go get some blood tests, let’s say they’re enrolled with you guys and let’s say they don’t have any traditional health insurance and they want to go get some blood tests just to see what their B12 levels are and their calcium levels all these kinds of things, how does that work? How would that work for someone, would that be covered or not?

Kari: Yeah, that’s a great question. Well, basically again, if we’re talking about-and really this is kind of where the pre-approval process-if you remember I mentioned that every choice that a person makes has to be pre-approved and that will be taken on an individual-we look at every request for treatment or coverage or whatever and that will be looked at a per diem basis or in other words, as needed, each individual. Like I say you’ve got so many choices that not everything will be covered as far as, if a person wants to take their coverage and go use it for chemo, well it wouldn’t be covered, because that’s what standard healthcare will do.

Justin: I see.

Kari: So not everything’s going to be covered, but anything in the organic, holistic, alternative genre, and then of course, if there’s obviously some testing that needs done, that will be a decision that-like I say will be done on a per request basis. So yeah if it’s part of what they need for-like when I had to have my follow-up tests done, yeah absolutely. Those things can be done.

Justin: Okay that’s good. So what about people when let’s say they’re holistic minded and they’re kind of into this lifestyle like we all are and they want to have a baby and they want to have a baby at home or they want to have a baby through doula or something like that, how does that work? Does this impact that at all?

Kari: That’s a great question and actually what activates the coverage is terminal illness. So if a person is diagnosed with a terminal illness while they’re pregnant, well obviously then that would be part of the coverage. But if it’s just under a standard healthcare issue, it cannot-there are so many ways to have children. But no, that would not be part of the coverage, because this is catastrophic coverage, okay?

And once you understand that it’s only for catastrophic illness it’s what the big things in life, the big life altering things are about. But it’s not about like I want to go to the chiropractor get my back adjusted. It’s not that kind of coverage. But see again, that’s what standard healthcare will provide. It’ll give you some of those. But this is the coverage that all the things that standard healthcare doesn’t provide. That’s what this provides.

Justin: Interesting.

Kate: Yeah, it’s hard to kind of wrap your mind around. We’re so used to asking these questions of like is this-is that, because that’s all we’ve ever known, it’s so funny. I haven’t quite made that shift in my brain.

Kari: Yeah, I’m sorry. Well, that’s okay and that’s . . .

Justin: Yeah, because you’re thinking okay, it’s not necessarily . . .

Kari: We’ll [inaudible 00:57:17] and understand that this is what their healthcare provides but it’s all those things that standard healthcare has not provided that for decades people have wanted coverage for. That’s what Green-Surance is about.

Justin: I see. Wow, so . . .

Kate: Amazing.

Justin: So the initial goal is to roll this out in a couple different phases in 2014 and to get 30,000 members signed up and that will activate the actual product itself.

Kari: Right, that’s what launches the coverage. So basically once we get the membership drive and you have to understand there are 47 million people that have no insurance. We have no idea of knowing who wants this kind of coverage, that’s what the membership does is it puts you on the list to get the coverage and so basically all of our agents then will contact-once we reach the membership. They’ll contact people at the time, and the dates and the place whatever or however they want reached and then we go through the enrollment process. That’s how it’ll work.

Kate: And Kari, I was reading on the website earlier about those over age 65 I believe?

Kari: Yes.

Kate: So there is not an option for them at this point, but hopefully in the future is that something you’re trying to roll out as well?

Kari: Yeah, actually that is going to be a totally separate coverage, because the Green-Surance of this or what we call the Green Coverage, this actually is five coverage’s in one and when you look at the website, you’ll kind of like-again, it’s kind of hard to wrap your mind around. But that’s what it is. Five coverage’s in one. Now we’re creating what’s called a Green Senior product and that will be for people 62 and over that will be basically a different kind of coverage.

It will still be holistic but it’s more along the line of what we’re offering for children, which is people that are we’ll call them the breadwinners or the caretakers of the family, they have different needs than children have and seniors have. And the reason why I say it like that is because although everyone can use holistic coverage, not everyone has the same financial needs and that is what the Green coverage or the Green-Surance portion provides.

When you read the website you’ll understand because it not only includes the recovery or the Green coverage portion, but it provides the healthcare but it includes a financial model so that when the health crisis happens, the financial crisis doesn’t also happen.

Kate: Right.

Justin: I love it.

Kari: And children and seniors don’t need that and that’s the reason why it’s a totally different product and it will be priced totally different. So yeah, it’s in development. It’s we’re just not there yet.

Justin: Wow, I can see how this would just take so much time and legwork to get this thing going and so I see there’s also a list of what qualifies people and people can go on that and see if they would be excluded from your insurance plans, right?

Kari: That’s correct right. We can’t insure everyone and keep the rates where they are.

Kate: Right.

Kari: So that’s why we call it healthy people coverage. So it’s for healthy people who want coverage before something happens that’s who our market is.

Kate: Right and I guess another question that just popped up into my mind. Is there any sort of-with our insurance that we had recently there was not limit to our monthly premium being raised. Is there any kind of guarantee that it’ll stay around the same price for people or is there no way to even know that?

Kari: You know that is almost mind blowing and it sounds too good to be true and I’m so glad you asked. But basically the answer is yes. At the age and once a person buys a policy, the rates will never increase. That’s the answer.

Justin: Okay so the rates are based . . . Kari: I know that’s hard to believe.

Justin: So the rates are based on age and then-so as long as they’re a member it will never go up from there.

Kari: That’s right. The age you are that you buy the coverage, you’re locked in at that rate and the only thing that will change that is two things. One is if you add more coverage that increases your rate and two is if you allow your coverage to lapse. Then you have to re-qualify, which changes your-what they call attained age or your new age.

Justin: What if you let your coverage lapse for a few months, would that matter in terms of the rate changing?

Kari: Well, the only way that a person can reinstate their coverage that they’ve allowed to lapse would be to pay all their back premiums and a lot of times that’s something that people just can’t do so they have to start all over.

Justin: Oh, I see.

Kate: This is just an amazing option. I cannot believe it.

Justin: So Kari do you see a huge change? Do you see other people in the marketplace doing what you’re doing or are you guys the only people doing this?

Kari: Well, the answer is I have the honor, I will say of taking a life experience-you know narrowly losing my life, becoming an insurance professional years later, realizing that through my life experience and searching for this kind of coverage and it was never available that when I became an insurance professional, I realized how to do this. Was I able then to create a patent which we have now pending and so yeah, Green- Surance is the only one who does this, so it’s really quite a privilege to be able to take something that you would see no association at the time and the later on realize wow, that really was a life lesson that really is my ability now to take and pay it forward and help other people help themselves.

Justin: Wow, this is amazing.

Kate: There was definitely a bigger plan for you wasn’t there? I think so.

Justin: Well, Kari, one last thing. I just want to kind of run through this in my own head and maybe some of our listeners are thinking this themselves. So let’s just run through before we go one final thing with people if they’re diagnosed with something. Let’s say you’re locked in and we’ll just do a test scenario here. You’re locked in. You’re 35-years-old. You’re 40-years- old, whatever your premium is you’re paying it. You’re diagnosed with some kind of cancer let’s say a skin cancer or whatever. So this would mean that you would have a Visa card-would you have the card with you at all times or the card would come to you at the time of the diagnosis?

Kari: Yeah, that’s a great question and actually the card comes when the terminal diagnosis is verified. Then that’s when you get the card, and then as I mentioned, all of the things that you want to use your coverage for, those are pre-loaded on the card so that when you make that Visa transaction then it’s paid for.

Justin: Okay so you would-so if someone had let’s say I had a skin cancer, for example, and I know of a place down Ecuador. They have this product called Cansema and let’s say that the product costs $1500 but it’s a $25 jar of bloodroot paste that they sell for skin cancer. But let’s say its $1500 and I wanted to use that instead of going to Gerson or something like that. So I would get the diagnosis. I would get the card from you. Then would I contact one of your agents and talk to them about how I want to use Cansema or how does that work?

Kari: Okay well that’s a great question. So basically what you have to understand is the qualifier you have to have a terminal diagnosis that verifies that you have 24-months or less to live. So we’re not talking about a terminal diagnosis that you’re going to live for 20 more years. This is when life is on the line, right, and a person has to be proactive about their illness, okay? So in that instance-and skin cancer obviously is a very clear, typically it’s definitely a killer of people.

So at those other two points in place which is a terminal diagnosis and then the time limit for the life and a person may Cansema as a choice then yes, then basically the card that a person has, they would have like a Visa card. They have a number and they can do that online transaction. Now in the event that it’s-we’ll say it’s Ecuador and they say “Well, we don’t do Visa,” okay then what would happen is then the person would pay for the product and then with the receipt they would turn that in and that would be reimbursed.

Justin: Okay and so now will the card only work for specific things, like if the person wants to buy-let’s say they want to buy a $2500 Norwalk juicer with that card. How does that work?

Kari: Right, that’s part of the coverage. That’s part of the choice. So if a person was to buy a Norwalk Press, Huron Press whatever they want to buy, yes that’s what this is their protocol. If this is what they’ve chosen to do, then this is what the coverage includes, yeah.

Justin: Wow, that’s really fascinating and do they have to get that approved or will that just work for that?

Kari: Right, that’s part of the pre-approval process. Basically what it does, the pre-approval process is kind of like our way of helping protect themselves from themselves. Because basically sometimes in desperate situations act desperately, and so by having this pre- approval process, it’s kind of a way to slow people down so that they think about what their choices are and how to use their coverage most responsibly.

Justin: Okay and the pre-approval process is that something that they go through on the phone or through paperwork or how does that work?

Kari: Yeah, basically there will be a couple of different ways that they’ll be able to do that, yes. They can do it online or they’ll be able to do it by phone.

Justin: And I’m looking at your page that you mentioned a little while ago called Alternative Treatment Insurance Choice and I see you have all kinds of things, like the Budwig, you’ve got the Carnivora, cesium chloride, vipulation therapy. It looks like you’ve left no stone unturned, but yet you say that you’re going to be adding more.

Kari: Right so that is not an exhaustive list. That is just a great starting point, a jump off list, so that just to give people the idea and understand that we’re not saying that you’ve got three things that we’ll cover. You know like conventional healthcare does and standard health insurance.

Justin: Yeah, I see you have [inaudible 01:08:15] and I’ve been involved in myself in cancer and researching this stuff heavily for about 10 years and there are a lot of things on this page that I haven’t even heard of like Epican Forte and the I mean a lot of it I have, but a lot of these things I’ve never heard of. So this is amazing.

Kari: Right, yeah. That’s just gives people the power to have the choice because as I mentioned choice is kind of like a healing modality in itself. I mean with the holistic approach obviously, it’s about mind, body, spirit, and person, right? So when you get your emotions involved and dignify people by giving them the power to make choices that is very healing.

Justin: I love it. Well, thank you so much for taking some time off the beaches of Maui to be with us today. I appreciate that.

Kari: Yes, you’re welcome and thank you for asking. I am so glad to be able to explain all this today and I know that we’ve had a little technical difficulty but we got through. So thank you so much. It’s been great.

Justin: No, we definitely got through it. So I usually ask at the end of the show what the guests are going to be doing and what upcoming projects we have. But obviously this is your project and you’re going to be trying to roll this out, trying to get 30,000 members by 2014 and go for a launch in this upcoming year.

Kari: That’s right, yeah.

Kate: Great.

Kari: So everybody can help us get that done and you know this is going to be the power of the referral marketing. We all know people who all know people and so by keeping this-we’re not advertising, so we’re going to keep the costs low by not having big ad spends and we’re going to give people the power of creating the viral community effects. So people can go on Facebook or Green-Surance Financial on Facebook or on Google Plus. We are on Twitter. You can share with your friends. You can you know however you want to use your social media or you can share our website mygreen- suranc.com. It really doesn’t matter, but we’re here and we’re here to start a revolution.

Justin: I love it. Well, thank you, Kari. We’ll be sharing this show with our Facebook followers and our Twitter followers and all that. So I’m really looking forward to what becomes of this and this is something that Kate and I are going to look into and most likely sign up soon, so this is great.

Kari: Awesome. Thank you guys, I appreciate it. It’s been a pleasure today.

Kate: Thanks, Kari, Aloha.

Justin: Have a great day.

Kari: Aloha, bye-bye.

Kate: Bye-bye.

Justin: Okay and Maggie just yawned as if she didn’t care at all.

Kate: Maggie’s bored.

Justin: Wow, what an amazing-sorry. For the live show listeners, we have to sign off here, but we’re going to be continuing to talk.

Kate: And thanks for hanging with us through all that. That was awesome.

Justin: Yes, thanks for hanging with us and okay so talk about an interesting lady.

Kate: My goodness.

Justin: Right, I love that. But it’s interesting. Everything that she talked about had to be squared away and had to be-I mean they have to think of every nuance and every single detail.

Kate: That was years and years and years in the making. I can only imagine.

Justin: Wouldn’t that be amazing to have this type of insurance coverage be an option for people?

Kate: It does seem unreal. The more she talked the better it got.

Justin: The fact that the premiums never rise.

Kate: Yeah.

Justin: If you’re 35-years-old and you sign up and . . .

Kate: Then you’re 70 one day and you’re still paying the same. It’s kind of like what we’ve all been looking for and dreaming of and we didn’t ever think anyone would be able to create something this magnificent.

Justin: It’s great because people that sign up for this are going to be the types of people that probably most likely will never need it, because they’re already taking care of themselves.

Kate: Probably.

Justin: Yeah.

Kate: But I mean none of us want a “terminal” diagnosis to even to get to that point, but it’s just a really big comfort to know, it’s right there, if something does happen and life happens and even though you’re proactive you happen to get dealt a bad card anyway.

Justin: I love the fact that it’s Obamacare compliant.

Kate: Yeah, that is a blessing.

Justin: That’s huge. You know and the fact that there’s 100% coverage, none of this 80/20 stuff.

Kate: I still can’t believe that you have a choice. We have been so not given choices for so long. Anytime I realize like she was talking about-anytime you realize you’re given a choice that’s more than half the battle right there. You just can’t believe that you get to choose what you want to do with it.

Justin: I know. It’s crazy.

Kate: I think that people that listen to their gut a lot and from the people that we’ve had on our show that have healed themselves, they listen to their gut instinct about how to proceed with their treatments like Tamron St. John or anyone else and usually with these people it heals them. So the fact that they have the means to do with the money backing them and the mental comfort of going for that path, I think that could be a huge healer.

Justin: I mean what a cool thing that you would just get a Visa card and they cover it and if you need to get a Norwalk Juicer you can cover that and start juicing every day.

Kate: If you want to go to colonics every day, whatever you want to do.

Justin: I mean that’s just incredible.

Kate: That is very incredible.

Justin: Yeah, I just think, wow what a new model. What a breath of fresh air. I mean stuff all the current medical paradigm.

Kate: Nothing’s working.

Justin: Yeah, for the current healthcare with disease and sickness. I mean this is incredible.

Kate: Right. I do agree with her that it is great to have trauma medicine and trauma doctors and that kind of stuff will never be replaced, but as far as this kind of coverage and this kind of need there is nothing like it happening right now.

Justin: So you need to be diagnosed with a terminal illness with 24 months to live, right, two years?

Kate: I believe that’s right, yes.

Justin: Well, that’s pretty high, too. Because a lot of people-I hear of people getting diagnosed that have six months or they’ve got a year to live.

Kate: Right.

Justin: So that’s pretty interesting.

Kate: Yeah, they give a lot of leeway on that I think. They give you- there’s a little bit more. I think it gives adequate time to be able to make a difference and a dent in your health.

Justin: Gosh this is just so cool. If everything works out and everything pans out according to what she said, I don’t know if that will be the case. But if it does-I mean this is just an incredible thing and the fact that she said she’s got a patent pending on this.

Kate: Right.

Justin: It’s pretty legit it seems.

Kate: Yeah.

Justin: But we’ll see where it is in year or two years, but I like what I hear so far that’s for sure.

Kate: Yeah, I’m going to be looking into it. I checked out the website a few times, but I’m going to be reading some more and that is something I’m very interested in in 2014.

Justin: I love it. So all right, thank you everybody for joining us and if you have any questions about this show it’s Episode #184 so you can go and make your comments on extremehealthradio.com/184 and let me know what you think about this episode. Very curious and interesting topic I think and I think it’s really relevant, especially in today’s times with Obamacare and the fact that . . . Kate: A lot of things changing.

Justin: I know more and more people are waking up and people are becoming sicker and other people are becoming healthier and waking up to health so this is I think it’s time has come and this is just a really, really-I think it’s a great option for people.

Kate: We’ll put a link to her site as well mygreen-surance.com.

Justin: My Greensurance.com and we’ll link to her Facebook and all that stuff. So that will all be at Episode #184 and if you guys could, please pass this show on to your friends. Please pass it on to people who you think might be holistically minded or people who are interested in their own health journey, because most people wouldn’t be interested, because they wouldn’t even see the value of holistic and natural cures. But there are more and more people waking like I said, so if you know of anyone who might benefit from this show, please pass it on to them and I think it will be very, very beneficial for them and possibly life changing too. So I think that’s about it, right?

Kate: That’s about it.

Justin: That’s about it. All right everybody, thank you for joining us and we’ll catch you guys on the next episode.

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